Gastonia: 704-865-8584

Belmont: 704-825-9641

Lincolnton: 704-735-3006

Lake Wylie: 803-831-2058

Home Insurance
Safeguard your most important investment in NC & SC
Learn More
Home Insurance
Safeguard your most important investment in NC & SC
Learn More

Car Insurance, Home & Renters Insurance, and Business Insurance In Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill & Lake Wylie, SC, and the Surrounding Areas

WELCOME TO WATSON INSURANCE AGENCY

Protecting What’s Important Starts Here

For over 90 years, our family has delivered on a simple, powerful promise: to provide smart insurance solutions built on lasting trust. Founded in 1934, our commitment spans three generations and today we have grown into one of the Southeast’s largest independent agencies, offering car insurance, home insurance, renters insurance, business insurance, and more, to our clients across Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas.

Our knowledgeable team stays ahead of industry changes, making it easier for you to manage your coverage with confidence. We believe insurance is personal, which is why we never treat your needs like a checklist. Our independent agents take a proactive approach to understanding your risks and building coverage that truly fits your life or business.

Ready for a personalized approach to protecting what matters most?

Personal Insurance

We provide trusted, personalized insurance solutions, including home insurance, Medicare, life insurance, and more, to Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the surrounding areas. It is our goal to make sure that personal insurance fits your life; not the other way around!

Auto Insurance

Protect yourself on every mile with flexible auto insurance designed for the way you drive.

Home Insurance

Our home insurance safeguards your property, belongings, and peace of mind with coverage you can rely on.

Renters Insurance

Even if you don’t own your home, what is inside matters, and our renter’s insurance helps you protect it.

Life Insurance

We are here to help you find life insurance coverage that fits your goals and your future.

Medicare

Medicare does not have to be complicated. Let our team guide you through your options.

Umbrella Insurance

Our umbrella insurance protection adds extra protection when you need it most, giving you protection beyond your existing policies.

Business Insurance

Our family business is dedicated to helping you protect your company, your employees, and your future. Why? Because insurance is personal to us, and we take the time to understand your unique risks and craft business insurance coverage that truly fits your needs.

Auto Insurance

Protect yourself on every mile with flexible auto insurance designed for the way you drive.

Home Insurance

Our home insurance safeguards your property, belongings, and peace of mind with coverage you can rely on.

Renters Insurance

Even if you don’t own your home, what is inside matters, and our renter’s insurance helps you protect it.

Life Insurance

We are here to help you find life insurance coverage that fits your goals and your future.

Medicare

Medicare does not have to be complicated. Let our team guide you through your options.

Umbrella Insurance

Our umbrella insurance protection adds extra protection when you need it most, giving you protection beyond your existing policies.

Hear Directly From Our Clients

Why Choose Us?

We combine over nine decades of experience, three generations of trusted relationships, and a client-first approach to offer you a distinct advantage: personalized coverage that truly fits your needs!

Request a Quick Quote

Gastonia, NC Office

245 East Second Ave Gastonia, NC 28052

Belmont, NC Office

302 East Catawba St Belmont, NC 28012

Lincolnton, NC Office

301 East Main Street Lincolnton, NC 28092

Lake Wylie, SC Office

4569 Charlotte Hwy Lake Wylie, SC 29710

Don’t wait for the unexpected to happen!

Contact us today to get a quote on personal or business insurance for Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill & Lake Wylie, SC, and the surrounding areas.