Gastonia: 704-865-8584

Belmont: 704-825-9641

Lincolnton: 704-735-3006

Lake Wylie: 803-831-2058

Renters Insurance

Renters Insurance In Belmont, Charlotte, Gastonia, Kings Mountain, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas

Get the Coverage you need for your rental property.

Renting a home does not make the space any less yours than owning a home. However, home insurance is left to your landlord, which means your personal belongings, liability, and peace of mind are not automatically protected; that is why renters insurance is a must!

At Watson Insurance Agency, we help you find affordable renters insurance in Rock Hill, Lake Wylie, SC, Belmont, Gastonia, Charlotte, Kings Mountain, NC, and the Surrounding Areas, and beyond, that prioritizes your needs and your budget. We have been present in the region since 1934, and we take pride in combining decades of local expertise with personalized service, which result in tailored coverage that truly protects your belongings, your liability, and your peace of mind.

Ready for a personalized approach to protecting what matters most?

What Does Renters Insurance Actually Cover?

Renters insurance is more than just a policy; it is a financial safety net that protects you from unexpected events such as theft, fire, water damage, and natural disasters. It also provides liability coverage in case someone is injured in your rented space. Here is what you can expect from your renters insurance policy:

Personal Property Coverage

Protect your belongings against theft.

Liability Coverage

Safeguards you if someone is injured in your rental unit.

Additional Living Expenses/Loss of Use

Covers temporary housing if your rental becomes uninhabitable.

Fire and Smoke Damage

Protects your home and belongings from fire-related incidents.

Theft and Vandalism Coverage

Financial protection against burglary.

Storm, Water, and Appliance Damage

Covers burst pipes and resulting damage.

Personal Injury Liability & Medical Payments Coverage

Covers guests injured in your unit.

Landlord’s Property Coverage

Optional protection if you’re responsible for damages to the building.

Personalized Renters Insurance Designed Around Your Needs

Whether you are renting your first apartment, moving into a new home, or just reviewing your current policy our team is here to help you find the right renters insurance in Rock Hill, Lake Wylie, SC, Belmont, Gastonia, Charlotte, Kings Mountain, NC, or the surrounding areas.

Our team of over 40+, skilled independent agents will guide you step-by-step to find the right renters insurance coverage; so you never have to wonder if your belongings and liability are protected. With us, you can be sure!

Why Choose Us for Renters Insurance?

At Watson Insurance Agency, we know that renting a home is more than just having a roof over your head; and you deserve renters insurance protection from an agency that values not only your belongings but your peace of mind.

Why Choose Us?

We combine over nine decades of experience, three generations of trusted relationships, and a client-first approach to offer you a distinct advantage: personalized coverage that truly fits your needs!

Request a Quick Quote

It is our mission to help you protect your belongings and your peace of mind!

Contact us today to chat with an experienced agent about renters insurance in Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, or the surrounding areas!