Gastonia: 704-865-8584

Belmont: 704-825-9641

Lincolnton: 704-735-3006

Lake Wylie: 803-831-2058

Automobile Insurance

Auto InsuranceIn Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas

Helping to protect you on the road

Driving has changed drastically since 1934, but the need for reliable auto insurance in Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas has never wavered. For over 90 years, our family-owned agency has been protecting drivers, staying ahead of trends, and adapting to new technologies to make sure you always get the coverage you need.

Our team takes the time to understand your needs. Are you adding a new teen driver? Do you commute long distances? Are you a weekend adventurer with multiple vehicles? Whatever your specific need, we help craft auto insurance and car insurance policies that fit your life and safeguard your investment.

Ready for a personalized approach to protecting what matters most?

Car Insurance for Your Everyday Life

Your car is not just a vehicle; it is part of your daily routine! From commuting to weekend trips. Our car insurance for In Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the surrounding areas, is made to protect you, your passengers, and your vehicle, giving you confidence and peace of mind no matter where life takes you. From basic car insurance coverage to comprehensive policies, we have your back on no matter where you go!

Auto Insurance Options for Everything On Wheels

No two drivers or vehicles are alike. Whether you commute to work, drive an SUV for family adventures, or cruise the roads in a high-performance EV, your car insurance should match your lifestyle. Our policies provide protection for:

SR-22 Insurance

Need to keep your license? We offer solid, dependable SR-22 car insurance coverage so you can drive legally and protect your history.

Motorcycle Insurance

Get full coverage for your bike, your expensive riding gear, and anything liability throws your way.

Classic Car Insurance

Your unique collector’s car is special to you; and we know that. That is why we provide the custom protection that enthusiasts and serious owners need.

Boat & Watercraft Insurance

Keep the good times going with boat and watercraft insurance that keeps your vessel, on and off the water, and your liability.

Yacht Insurance

Sail the open water knowing your luxury vessel and everyone aboard is safe with insurance tailored just for your yacht.

RV Insurance

Hit the road without a single worry. Our agents help you find RV auto insurance that covers your entire setup, so you can relax.

Off-Road Vehicles / ATV
Ready for some dirt? Get specific coverage to keep your ATV or side-by-side protected, no matter how wild the trail gets.
Snowmobiles

We offer snowmobile insurance to cover any crashes, liability issues, or unexpected bad luck; so you can enjoy the snow without worrying about the risks.

Mobile Home Insurance
Protect your home and everything inside. We help secure your mobile or manufactured home, your stuff, and cover your liability.

Why Choose Us for Auto Insurance?

At Watson Insurance Agency, we do not just sell car insurance to Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and beyond; we provide real peace of mind for the drivers in our community and region.

Why Choose Us?

We combine over nine decades of experience, three generations of trusted relationships, and a client-first approach to offer you a distinct advantage: personalized coverage that truly fits your needs!

Request a Quick Quote

We have access to 30+ top-rated insurance carriers and we ensure a personalized auto insurance policy designed for your unique situation! Contact us today for a custom quote.