Gastonia: 704-865-8584

Belmont: 704-825-9641

Lincolnton: 704-735-3006

Lake Wylie: 803-831-2058

Business Insurance

Business InsuranceIn Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas

Coverage and risk management solutions for companies of all sizes

Protecting your business is not just about meeting requirements; it is about safeguarding your livelihood, your employees, and your future. At Watson Insurance Agency, we are a family-owned and operated business, and we know that running a business comes with daily challenges. That is why we take the burden of business insurance in Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas, or beyond, off your shoulders; so you can focus on growing your business with confidence.

Ready for a personalized approach to protecting what matters most?

We Have Your Back With Commercial Insurance for Every Industry

No two businesses are alike. From startups to established companies, we provide personalized business insurance solutions tailored to your industry, size, and risk profile. Our team, composed of 40+ independent agents, works closely with you to ensure every coverage option is explored, from standard policies to specialized protections. Here is what we offer:

Business Owners Policy (BOP) Insurance

All-in-One Protection for Your Business

A Business Owners Policy combines property and liability coverage into one convenient package. Our team works directly with you to design BOP insurance that protects your building, equipment, and business income, while also covering liability for customers and visitors; perfect for small to mid-sized businesses.

Contact us today to find the BOP coverage tailored to your business!

Builder’s Risk Insurance

The Right Protection for Your Construction Projects

You already know that construction projects carry significant financial risks; but how do you manage them? Builder’s risk insurance safeguards your materials, structures, and equipment while in progress, protecting you from fire, theft, and weather-related losses.

Let our independent agents help you find the right builder’s risk insurance for your next project!

Business Auto Insurance

Coverage That Goes Where Your Business Goes

From delivery vehicles to service vans, our business auto insurance for In Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and beyond, is designed to protect your fleet, drivers, and assets on the road. Avoid gaps in coverage and keep your business moving forward!

Let us keep your business vehicle safe on the go! Get a quote today.

Commercial Property Insurance

Because Safeguarding Your Physical Assets Matters

Keeping your property protected matters to us, which is why we leverage our connections with over 30+ insurance carriers to help you find the right commercial property insurance to protect your buildings, equipment, and inventory. You focus on growth and we will focus on getting you the right coverage.

Contact our agents today to secure your commercial property!

Church Insurance

We Provide Coverage for Your Place of Worship
Places of worship have unique insurance needs, and providing the right protection is essential for your physical building and your congregation. From property protection and liability coverage to special events and community activities, we offer tailored church insurance solutions, so you can focus on what matters most. Contact us and our team will walk you through your church insurance options!

General Liability Insurance

Be Prepared For Any Risks

Our agents help you find an affordable and comprehensive general liability insurance policy to keep your business protected from everyday risks. With the right general liability insurance protection, you can have peace of mind knowing that legal expenses and damages are covered for accidents, injuries, or property damage.

Get a general liability insurance quote today and protect your business from unexpected claims!

Contractors Insurance

Offering Coverage for Trade Professionals
Every job site brings its own set of risks, and contractors need coverage that works as hard as they do. Our contractor’s insurance helps protect your tools, equipment, employees, and clients; so you can focus on delivering quality work with confidence. Work with our agents today to design a contractor’s insurance policy that works for your business!

Workers’ Compensation Insurance

Protect Your Team and Your Business

When someone on your team gets hurt, it affects more than just a policy. It affects your people and your business. With a team of 40+ experienced professionals, we understand workers’ compensation inside and out and help you navigate coverage, compliance, and cost control with confidence.

Get in touch today to secure the workers’ compensation coverage that keeps your team safe!

Landscaping Business Insurance

Comprehensive Coverage for Every Job Site

From equipment damage to liability claims, our landscaping business insurance for Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and beyond, protects your team, tools, and property. No matter the size of your operation, we tailor policies for landscaping businesses of all sizes.

Get a personalized quote for landscaping business insurance today!

Cyber Liability Insurance

Safeguarding Your Business in the Digital Space

Cyberattacks and data breaches can cripple your business. Our cyber liability insurance for companies both large and small, protects against financial losses, legal claims, and reputational damage.

Keep your business safe with the right cyber liability insurance! Contact us to get a quote.

Rental Property Insurance

Keeping Your Investments Safe

Owning rental properties comes with risks like property damage, liability claims, and lost income. To ensure that your investment is kept safe, we offer rental property insurance that safeguards your investment and helps you maintain long-term profitability.

Contact us today to learn more about affordable rental property coverage!

Employee Benefits

Support Your Team & Strengthen Your Business

We help local businesses design comprehensive employee benefits programs that attract and retain top talent. As a Big “I” Best Practices Award-winning agency, we leverage our expertise and access to the nation’s top-rated carriers to create benefits packages tailored to your employees’ needs and your budget.

Protect and reward your team! Contact us to build the right employee benefits program today!

Group Health Insurance

Coverage That Keeps Your Employees Healthy

Our group health insurance solutions provide your team with access to quality healthcare, while helping your business manage costs. From medical plans to wellness programs, we guide you through every option.

Get a customized group health insurance quote and support your team’s well-being!

Why Choose Watson for Business Insurance?

At Watson Insurance Agency, we have spent decades helping companies get the right business insurance In Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas.
Options include:

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Protect your business, your employees, and your future today. Contact us today and let our agents craft the business insurance policy your business deserves!