Building something new is thrilling, but every construction project comes with its share of uncertainties. From laying the foundation to the last coat of paint, your investment faces potential damage, theft, and unforeseen complications. Our builders risk insurance for Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas as your safety net. This coverage shields your property and investment while under construction. The result? You can focus on turning your vision into a reality without constant worry!
At Watson Insurance Agency we help contractors, developers, and property owners in the region secure affordable and comprehensive builders risk insurance tailored to the unique needs of each project. With decades of industry experience and access to 30+ top-rated insurance carriers, we make sure your coverage is competitive and fully aligned with your project timeline and budget. No guessing, no gaps. We give you complete confidence in your build.
Builders risk insurance is a specialized type of property coverage that protects buildings and structures while they are being constructed or renovated. Unlike traditional property insurance, which covers completed structures, our builders risk insurance solutions are designed specifically for projects in progress, helping protect your investment from the unpredictable events that can derail construction.
Unlike standard property policies that only cover completed buildings, this insurance is calibrated precisely for active projects, helping your investment recover from unpredictable events that could otherwise completely derail your timeline. Here is what a builders risk insurance plan can provide coverage for:
Provides adjustable coverage limits based directly on your project’s total construction budget.
We combine over nine decades of experience, three generations of trusted relationships, and a client-first approach to offer you a distinct advantage: personalized coverage that truly fits your needs!