Gastonia: 704-865-8584

Belmont: 704-825-9641

Lincolnton: 704-735-3006

Lake Wylie: 803-831-2058

Contractors Insurance

Contractors Insurance In Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas

Insurance Coverage for businesses of all sizes.

Construction professionals, whether general contractors, electricians, plumbers, carpenters, HVAC specialists, or painters, face a daily mix of opportunities and risks. But one unexpected incident can derail your entire project, which is why contractors insurance is non-negotiable.

At Watson Insurance Agency, we help you find the right contractor’s insurance in Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and the Surrounding Areas. For decades, we have been working right alongside the construction industry in the region. This long-standing experience means we genuinely understand your business, and its inherent risks. We use this knowledge to build custom policies that act as a solid wall of protection for your projects, your essential tools, your valued employees, and the entire future of your firm.

Ready for a personalized approach to protecting what matters most?

Why Contractor’s Insurance Matters

Every construction project comes with unique challenges. From job site accidents to damaged materials and tools, the risks are constant. Personal insurance or standard business policies often fall short of covering these specialized exposures.

Contractors insurance is designed to address the specific needs of contractors and tradespeople, ensuring that your business, employees, and equipment are protected at every stage of a project!

Types of Coverage Included in Contractor’s Insurance

Builder’s Risk Insurance
This specialized policy acts as a safety net for your investment, protecting materials, supplies, and structures from theft, accidents, or disasters while the project is actively under construction.
Tools & Equipment Insurance
This essential coverage shields your business livelihood by quickly covering the cost of replacement or repair for a wide range of assets, from hand tools to heavy machinery.
Commercial Auto Insurance
Providing protection beyond personal policies, this coverage ensures your fleet, specialty vehicles, and business assets are secured on the road.
Workers’ Compensation Insurance
This required coverage protects your workforce and ensures state compliance by funding medical expenses, lost wages, and rehabilitation costs if any team member is injured

Why Choose Watson Insurance Agency for Contractors Insurance?

We take pride in being a trusted partner in your business! Our contractor’s insurance options for Belmont, Charlotte, Gastonia, Kings Mountain, Lincolnton, NC, Rock Hill, Lake Wylie, SC, and beyond, provide comprehensive, customizable coverage that protects your projects, employees, vehicles, and equipment.

Why Choose Us?

We combine over nine decades of experience, three generations of trusted relationships, and a client-first approach to offer you a distinct advantage: personalized coverage that truly fits your needs!

Request a Quick Quote

Protect your tools, vehicles, employees, and job sites with contractor insurance that actually understands your business. Contact us today for a custom quote and personalized guidance.