Gastonia: 704-865-8584

Belmont: 704-825-9641

Lincolnton: 704-735-3006

Lake Wylie: 803-831-2058

Homeowners Insurance

Home Insurance In Rock Hill, Lake Wylie, SC, Belmont, Gastonia, Charlotte, Kings Mountain, NC, and the Surrounding Areas

Coverage that helps protect your biggest asset.

Owning a home is more than just a place to live, it reflects your hard work, your dreams, and your family’s future. At Watson Insurance Agency, we understand the pride and responsibility that come with homeownership, and we keep your dream protected with home insurance for Rock Hill, Lake Wylie, SC, Belmont, Gastonia, Charlotte, Lincolnton, Kings Mountain, NC, and the surrounding areas.

Whether you own a single-family home, rental unit, or cozy cottage, we have your back with the homeowner insurance policies, including townhome insurance, condo insurance, flood insurance, and more, that make sure you, your belongings, and your loved ones are fully protected from life’s uncertainties. No matter what life throws your way, our home insurance options give you peace of mind to enjoy your home, worry-free.

Ready for a personalized approach to protecting what matters most?

Our Homeowners Insurance Options

As an independent insurance agency, we work with dozens of top-rated home insurance carriers. This means we shop the market for you, comparing multiple policies to find the right home insurance coverage at the best price. With us, you are never limited to a single company or a one-size-fits-all policy. Our local team brings over a century of combined experience to every client, ensuring you receive personalized attention and guidance every time.

We know that no two properties are alike, and that is why we offer a huge range of home insurance coverage options to cover exactly what you need, including:

Stay Safe from Rising Waters with Flood Insurance

Flooding can happen anywhere and at any time. Yet, most home insurance and condo insurance policies do not cover flood damages. That is why having a dedicated flood insurance policy is an essential add-on that can protect your property and valuables from costly water damage. Here is what our flood insurance can do:

Renters Insurance to Protect Your Belongings

Renting a home or apartment does not mean you have to go unprotected. Unlike traditional home insurance, condo insurance, and townhome insurance, our renters insurance  is designed to protect your personal belongings, provide liability coverage, and give you peace of mind; so even though you do not own the property, you are still fully covered against life’s unexpected events.

Beyond protecting your belongings, our renters insurance also provides liability coverage, helping you stay protected if someone is injured in your rental space!

Why Choose Us for Homeowners Insurance?

Our multi-generation, family insurance agency has been trusted by homeowners and families in the area for decades, providing personalized coverage, local expertise, and peace of mind when it matters most.

Why Choose Us?

We combine over nine decades of experience, three generations of trusted relationships, and a client-first approach to offer you a distinct advantage: personalized coverage that truly fits your needs!

Request a Quick Quote

Don’t leave your property, possessions, or peace of mind to chance!

Contact us today to get a quote on home insurance in Rock Hill, Lake Wylie, SC, Belmont, Gastonia, Charlotte, Lincolnton, Kings Mountain, NC, or the surrounding areas!